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It was created by IBM scientist Hans Peter Luhn and described in U. [source: wikipedia] The sum of all the digits in the third row is 67 x.The check digit (x) is obtained by computing the sum of the non-check digits then computing 9 times that value modulo 10 (in equation form, ((67 × 9) mod 10)).This is a way to protect yourself in such situations.The other reason we made this are programmers testing ecommerce websites, applications or other software.ABA is the Registration Authority for this standard and is responsible for allocating IINs to issuers.Online merchants may use IIN lookups to help validate transactions.If you need a real credit card, please apply through the bank or some institutions.

The credit card numbers you generate on this page are completely random.

A valid credit card number (also known as Primary Account Number - PAN) has several fields and each of them has a meaning.

For the technically inclined, this number complies to the ISO/IEC 7812 numbering standard.

The rest of the number is allocated by the card issuer. Many card issuers print the entire IIN and account number on their card.

In the United States, IINs are also used in NCPDP pharmacy claims to identify processors, and are printed on all pharmacy insurance cards.

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